Gender and Car Insurance
In terms of car insurance claims in the EU, according to British Insurance Brokers Association (BIBA), it is a statistical fact that women have a lower average claim amount than men. Not surprising, until 2012, car insurance companies were deriving rates based on gender in addition to other factors. However, in December of 2012, the EU passed the EU Gender Ruling. This infographic explores what the EU Gender Ruling means in terms of car insurance, potential increases and decreases in premiums by gender, and how fitting one’s car with the ingenie black box can potentially lead to lower premiums for careful drivers.